ZRobot eyes risk-evaluation services

E-commerce player JD.com teams up with a US financial-tech company to boost consumer credit

JD Finance, the online-finance arm of JD.com Inc, China's second-largest e-commerce player, has launched the joint venture ZRobot, with US-based financial technology company ZestFinance to provide data-technology services to the financial industry and boost the development of consumer credit in China.

The joint venture will offer data value-added and technology-application services, including data modeling, credit rating, asset valuation, fraud identification and precision marketing for banking, auto finance, consumer finance and small-loan companies, said Qiao Yang, chief executive officer of ZRobot.