Online financial services making the difference

Ten years ago, it was hard to imagine that bank cards would eventually disappear. But today it seems increasingly likely.

A few weeks ago, I was dining at a noodle bar near my neighborhood. When I finished, I was about to pay before I realized I was out of cash.

The restaurant does not accept credit cards, so I was going to ask the staff where the nearest ATM machine was. But the waiter told me that I could actually pay through my account on WeChat, the mobile app developed by Tencent Holdings Ltd.