Flood damage insurance is a washout

The number of cars sustaining engine damage due to heavy rain is swelling dramatically in Beijing, but only a small number of car owners opt to buy flood damage insurance.

"We have witnessed a sharp increase in claims during the last month," said a car insurance claim specialist from China Pacific Insurance Co Ltd. "But since most of them didn't have flood damage insurance, they won't get compensation for their losses."

He said that the flood damage insurance is an additional insurance that "has to be purchased separately".