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China's Fintech contributes to world in technology and business models

By Song Jingli | | Updated: 2017-09-29 10:32

ZhongAn Online Property and Casualty Insurance Co Ltd Chairman Ou Yaping (left) and Chief Executive Officer Chen Jin attend the debut of the company at the Hong Kong Exchanges. [Photo/Agencies]

Q: According to your years of study on internet finance, what are the uniqueness of China's internet finance?

A: One of the uniqueness of China's internet finance is that it originated from serving a large number of population who were under-served by traditional finance. This population was so big that Fintech companies crossed their break-even point quickly. I call this the second demographic dividend of China.

Second, China's mobile payment, which is developed, has made and will make lots of Fintech company's business models possible.

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