(CRIENGLISH.com)
Updated: 2008-03-31 16:10

A deceased man is unable to use a credit card. Then who was it that had taken a dead man's card? Fu Pengwei thinks there is only one possibility.

"The first idea that flashed across my mind was that it must have been his family who used the card, took out money but didn't pay it back."

But Wang Hexiang responded that she herself had never known the existence of such a credit card, let alone the overdraft. Fu Pengwei found it hard to believe.

"I felt she was lying, because as a key family member, she could not have known nothing about the valuables in the household."

Fu Pengwei was quite enraged. He thought she obviously wanted to renege on the repayment.

"To use the card for consumption, one not only needs to have the card itself but also needs to know the password. There is no way that an outsider would know that. Without the password, even when someone picked up the card, it would be of no use. Who else could it be except his family members that would have known the password? "

When Fu Pengwei went to the bank to examine the records, he found two suspicions. First, the overdraft amounted to 4,999 yuan while the line of credit of the card was 5,000 yuan. This indicates that the one responsible for the overdraft is very familiar with the card, thus he or she overdrew the maximum amount. Second, between March 2nd and March 10th, 2006, there were altogether three transactions. In addition to the two overdrafts, there was also one deposit.

"Some 5,000 yuan was withdrawn from the card on March 2nd. But the same amount of money was deposited back into the card on March 7th. Then on March 10th the money was withdrawn again."

In Fu Pengwei's opinion, this shows that the one who held the card for overdraft had once hesitated. This surely would not be someone who has no relations with Chen Ze but merely wanted to seek dishonest gains.

"I knew from my instinct that it must have been his family who used the card after Chen Ze died and had it overdrawn."

In the following days, Fu Pengwei talked with Wang Hexiang many times but to no avail.

"She had a rigid attitude. She didn't admit the existence of such a card, nor did she admit the overdraft. She shifted off all the things."

Wang Hexiang admitted that she was tough on this matter.

"I told Fu Pengwei that if he were suspicious of us, he could ask the police to investigate on this matter. If it turned out that we were the ones who did this, they may well put us into the police's hands."

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